Choose the Insurance plan that’s best for you, your family, or your business.
Fort Collins Insurance Agency LLC is a full service insurance brokerage firm that serves all insurance needs throughout Colorado.Your total satisfaction is our number one priority. We have built a reputation for client satisfaction, and we are devoted to making your insurance buying experience easy and efficient.
We are an insurance broker, not an agent. An agent is someone who represents only one company or product. As a broker, we are able to shop around from numerous insurers to provide you with as many possibilities to fit your insurance needs and objectives, and as an independent agency, we represent most major insurance companies. We’ll always do our best to find a insurance package that fits your individual needs at a competitive premium.
A great article written by Toi Simpkins about….
“Why Do I Need Insurance”
There are many reasons why insurance is needed by you and your family. Insurance products are becoming more popular each year so that people can replace items that are important to them without incurring a great deal of fair credit to pay out of pocket costs. The benefits of having proper insurance products to protect your family or any expensive possessions are the main reason why people choose to purchase these insurance products.
Advantages Of Insurance
One of the main advantages of insurance is that the person will pay a lot less out of pocket to replace the item that is insured in the event of damage or theft, sometimes after you pay your expenses, you’ll even get extra cash back if you shop wisely. A perfect example of this is home owner’s insurance, which insures the home against fires, water damage, structural damage, and natural disasters. Having home owner’s insurance for ensures the ability to repair or rebuild the home in the event of something bad happening or being able to purchase another home if the dwelling has been completed destroyed.
Car insurance can keep more money in your pocket if you are unfortunate enough to have an accident while driving or if the car is damaged or stolen while parked. Having car insurance ensure that the person can have the car repaired or replaced by paying the deductible for their policy, which may be anywhere from $500 to $2,500. This helps because the person will not have to pay the entire cost of the repair, which could be thousands of dollars or have to pay off the wrecked car while attempting to purchase a new car.
Life insurance is a very important for people that have a family or children that need to be taken care of in the event of an untimely death. Having life insurance policy allows the family to pay off any debts that have been incurred and will provide them with money for the funeral. The money given to the family from the life insurance company may replace the wages of the primary wage earner for the family in the event of an early death which will help them cope until they are able to replace those wages by another method.
Another advantage to having the proper insurance is peace of mind, knowing that you are covered in the event of a disaster. The loss of treasured items or a loved one will be traumatic, but with insurance it will be easier to pick up the pieces and get the life of the family back on track as quickly as possible. It is important to purchase the insurance before something bad happens, as insurance is protection from these events and will do no good when purchased after the event has already occurred.
Always make sure to insure items that you owe money on, such as your car and house. If you were to lose one of these due to fire or another natural disaster, you would still owe the loan but no longer have the asset.
Fort Collins Insurance Agency, LLC
1730 S. College Ave Suite 202 ~ Fort Collins, CO 80525
Ph: (970) 222-9477 ~ Fax (888) 616-3390
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